Financial resources available for seniors considering moving to a personal care or memory care community

Published Mar 26, 2014 at 5:46 am (Updated Mar 21, 2014 at 4:53 pm)

Fortunately, there are many choices for seniors in the South Hills who are considering a move to a senior living community. As a general rule, licensed personal care communities do not fall under the reimbursement process for Medical Assistance (Medicaid) in the state of Pennsylvania.

When families or potential residents are researching personal care options in our area, it is important to consider the private pay monthly cost for room and board, assistance with “activities of daily living” and ancillary items, such as phone, cable television, medical supplies and laundry. Understanding the total budget amount you have to spend will help narrow down your search. You may realize that once you are no longer paying for food, utilities, cable, internet, snow removal and lawn care, a personal care community is actually within your budget.

There may be additional sources of funding we are able to recommend, such as the Veterans Aid and Attendance Pension offered by the Department of Veterans Affairs. Long term care insurance and life insurance policies can be researched to provide additional sources of monthly funds. Smaller suites and shared suites may be available within a personal care community and help to stretch out finances.

Harbour Senior Living offers connections to professionals in the area for veterans and insurance services, as well as reputable realtors, attorneys and financial planners, all who specialize in senior services. At Harbour Senior Living of South Hills, we strive to provide you with a clear understanding of our all-inclusive monthly rates. Many local residents have called our grand mansion on Greentree Road “home” for many years.

It is always our goal to provide a long-term solution to your personal care needs. Finding the right personal care community involves a combination of factors. Environment, location, care level, amenities and affordability all play a role in finding the next step in senior living. At Harbour of South Hills, we welcome the opportunity to provide resource information to families and potential residents to help them find the perfect fit. Feel free to contact us at 412-571-1300 or stop by 1320 Greentree Road, Green Tree.

Dana Wright, LPN, is the executive director of Harbour Senior Living of South Hills.

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